Home / Money & Finance / Compound Interest & SIP Calculator
Compound Interest & SIP Calculator
See how savings, deposits and monthly SIP investments grow, with step ups and inflation.
Free, no uploads, no sign-up. Runs 100% in your browser.
How Compound Interest & SIP Calculator works
Each month the balance grows at the effective monthly rate for the compounding you pick, then the monthly amount is added. Step ups raise the monthly amount once a year.
Output: CSV.
How to use Compound Interest & SIP Calculator
- Enter a starting amount and a monthly amount.
- Set the yearly return and years.
- Add a yearly step up and inflation if you like.
- Read the chart and table, and download CSV.
Tips
- Bank files hold account numbers, so tools that run on your device are the safe choice.
- Always compare totals with the original statement before you file anything.
- OFX and QIF files import into most money apps.
Compound Interest & SIP Calculator FAQ
- Are my files uploaded?
- No. This tool runs entirely in your browser tab. Files are read from your disk into memory and the result is generated locally.
- Is it free? Are there limits or watermarks?
- Free and open source (MIT). There are no file-size caps, daily quotas, accounts or watermarks.
- Does it work offline?
- Yes, once the page (and any engine it needs) has loaded, it keeps working without a connection thanks to the service worker cache.
Related tools
- Loan & EMI Calculator: Monthly payment, total interest and a full schedule for home, car or personal loans, with extra payments.
- Bank Statement Converter: Convert OFX, QFX, QIF, CAMT.053 XML, MT940 and CSV bank files to CSV, Excel, JSON, OFX or QIF.
- AI Receipt Scanner: Photograph receipts and get the shop, date, tax, total and line items as CSV or JSON, read by on-device OCR.
- CSV to OFX / QIF: Turn a bank CSV export into an OFX or QIF file that money apps can import.